An elderly lady who is living on social security called into Air America today. She made several good points about Social Security. It is more than a retirement benefit--it is also a disability insurance and a death benefit. How will a 401K cope with those? It won't, it'll be as-is cash or a waiting game for better payouts. If a 30-year old gets hurt and can't work, social security will help them, a 401K won't. If a young woman loses her husband, social security will pay his benefits for her children until they are 18--a 401K won't.
Democracy is our political system. Capitalism is our economic system. These two systems are now in conflict with the likes of uber-capitalist "anti-socialists" who have no interest in a democratic social contract that keeps most of our children from being homeless beggars. A social contract that keeps the elderly from helpless poverty. A social contract that keeps our streets built, clean and our cops employed.
They believe all income is "your money" and the government should have little--and certainly shouldn't support those things that they've already got (healthcare, investment plans). After all, what's to stop Joe Scmoe from starting his own business? Sadly, our society would cease to function if everyone had a job that earned $50+/hr...who will work as your waiter? Your car washer? Who will cart our mounds of trash away? A tax based social contract that allows healthcare and social security for those making $15 (or less!!!) an hour is socially smart and more than fair, it is not socialism. Expecting everyone to walk the same path as you have (to earn the upper 5% of American incomes) is a kind of communism.
I think that the Americans who have no interest in keeping those that earn less than they do healthy and secure (through taxes and charity) should never call themselves ethical or the least bit Democratic. I used to think I respected this anti-socialist "philosophy", but after much consideration, I don't. It's a ficitious and ridiculous position to take in a decent society. It's basically, "I've got mine--screw you." Where is the citizenship in that?
If this is your position, go to Mexico...see how you like a society that is divided so starkly into the begging poor and super rich. Smile at the children who beg for your dollars--they, like you, would never expect their government to be fair or provide healthcare and social security. Lucky you--for now.
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